Discover the ultimate Gulf-access lifestyle in this beautifully renovated Key West-style waterfront home in highly sought-after Matlacha Isles. Offering 3 bedrooms + den, 3 baths, and approx. 2,800 sq ft, this elevated concrete-block residence has never flooded and delivers the perfect blend of coastal charm, modern upgrades, and true boating convenience. Enjoy immediate, bridge-free access to the Gulf from your private dock, boat lift, and seawall - an absolute must-have for serious boaters. Hop on your boat right from the backyard and be out exploring islands, beaches, and open water in minutes. Inside, the home features impact doors/windows, storm shutters, a whole-home generator, and multiple balconies with peaceful canal views - ideal for sunrise coffee and sunset cocktails. Every detail is designed for effortless full-time living, seasonal enjoyment, or investment flexibility. The private first-floor suite is a major value booster, complete with its own entrance, kitchen, living area, bedroom, and bath. This turn-key apartment generates approx. $25,000/year as an Airbnb or serves as an ideal multigenerational retreat. Its covered porch is pre-wired and structurally reinforced for a Jacuzzi hot tub, adding a premium amenity that enhances both lifestyle and rental appeal. Located minutes from Matlacha's vibrant waterfront village, you're close to Blue Dog Bar & Grill, Miceli's, Yucatan Waterfront Tiki Bar, The Perfect Cup, and Cape Coral's shopping and entertainment. For buyers seeking a turn-key experience, the 2022 Scout 215 XSF boat and 2017 trailer are available for purchase separately, and furniture can be added as an optional package. These items are not included in the listing price. This home checks every box: direct Gulf access, elevated construction with no flood history, income potential, modern upgrades, and a prime Matlacha Isles location. A rare opportunity to secure the Southwest Florida waterfront lifestyle buyers dream about.